Invest in your capabilities
Explore practical learning for work, enterprise and everyday life.
Learn a skill.Build something real.Earn as it grows.
Short courses with certificates, ready-to-use business tools and a store you can share. Learn at your own pace, put it to work, and earn commission when customers buy through your link.
One member account. A clearer path forward.
Learn32 courses with certificatesBuildBusiness tools and a free calculatorSellShare store links with customersEarnCommission to MoMo, bank or abroad
DISCOVER WHAT’S POSSIBLE ↓Illustration: how learning turns into earning. Not live account activity.
THINK BIGGER✦LEARN WITH PURPOSE✦BUILD TOGETHER✦KEEP GROWING
ANYONE. ANYWHERE. EVERY WALK OF LIFE.
Built for the way
people grow.
Students and retirees, traders and designers, parents and professionals. TX Mart is online, so you can join, learn and share from any country, at any age and from any background.
MORE THAN A MEMBER PORTAL
Big ambitions deserve
a practical starting point.
Learning is a beginning. TX Mart brings the next steps together: applying skills, making connections and understanding your progress.
Move your ideas forward
Take what you learn into customer discovery, business planning and responsible marketing.
Build with a community
Share opportunities clearly, support new members and follow your journey from one workspace.
ONE ACCOUNT. CONNECTED POSSIBILITIES.
Your world.
One workspace.
Move from learning to action without losing sight of your membership, referrals and reviewed activity.
LEARNING WORKSPACE
Your next skill starts here.
Bring personal development, digital business and practical learning into your everyday routine.
Explore learningTX MARTILLUSTRATIVE PREVIEW
Learn with purpose.
01Explore available courses
02Follow your enrollment
03Use the member training guide
THE MEMBER JOURNEY
Every step opens
a new possibility.
A connected path from your first sign-in to your next chapter.
Keep
growing.THE TX MART WAY
growing.THE TX MART WAY
01 / 06
JOIN
Make your start
Create your account, verify your email and complete your profile. If someone invited you, use their referral link or QR code so your sponsor is recorded.
Create your accountFROM THE CLASSROOM TO THE MARKETPLACE
Learning becomes
livelihood.
What you study is worth most when you put it to work: with customers, in your community and in your own business.
SKILLS FOR WHAT COMES NEXT
Learn something.
Build something.
32 short courses with exams and certificates for active members, including 12 quick 10–15 minute skills, across seven areas of development for your personal and business journey.
Explore available coursesPersonal development
Purpose, confidence, communication and responsible leadership.
Business & marketing
Customer discovery, digital sales and a stronger business offer.
Management skills
Planning, people, operations and practical execution.
Investment education
Understand risk and informed decisions through education.
Social development
Collaboration, community leadership and positive impact.
Applied AI
Responsible tools for productivity and business applications.
NEW ON TX MART
More ways to learn,
build and earn.
All of this is open in the member workspace, with secure card and mobile money payments through Paystack.
32 courses with certificates
Short, practical courses with exams (70% to pass, retakes allowed), action plans and certificates anyone can verify.
Explore coursesTX Digital Store
20 ready-to-use Excel and Word tools for startup planning, sales, invoices, cash flow, budgets, rentals, farm records, savings groups, school fees, health and more, with bundles that save up to half.
Visit the storeTX Laptops & Computers
Quality new and refurbished laptops and computers with warranty. Delivery or pickup; pay online or on delivery. Tap Notify me for models arriving soon.
Browse laptopsEarn by sharing TX products
Share your personal store and shop links. Earn a commission on store sales and on every laptop delivered through your link, once TX Mart approves it.
Get your linksWithdraw to MoMo, bank or abroad
Withdraw approved earnings to mobile money or a bank in Ghana through Paystack, or to your own bank abroad through Stripe. The fee and what you receive are shown before you confirm.
How withdrawals workBANKS, COMPANIES & DIGITAL PRODUCTS
Recommend what
people already need.
Members earn by recommending real products and services: offers from established companies in the affiliate marketplace, and TX Mart’s own digital tools and laptops.
Represent a bank or company? Enrol it as a partner
Banks & financial services
The affiliate marketplace is built to carry offers from banks, insurers and fintech providers. Each partner appears only once its offer is live, with clear disclosures.
Explore the marketplace
Established companies
Technology, telecom, travel and education companies can list offers for members to recommend. Commissions follow each partner’s published terms.
See how affiliate offers work
Ready-to-use business tools
19 Excel and Word tools for your business, money, career, home and health, from sales and invoices to rentals, school fees and savings groups.
Visit the store
Devices for work and study
New and quality refurbished laptops and computers with warranty, delivered or ready for pickup. Pay online or on delivery.
Browse laptopsBUILT AROUND YOUR AMBITION
Make room for
your next chapter.
For the entrepreneur
Develop your business skills, strengthen your offer and prepare for new markets.
Find your next skillFor the connector
Invite people through your personal link or QR code. Help them register, learn the platform and understand its terms.
Open referral centreFor the opportunity seeker
An affiliate marketplace for products and services from companies around the world, with clear disclosures. TX’s own Digital Store and Laptop shop are open, and members earn by sharing them.
Explore affiliate marketplaceREFERRALS & WORD OF MOUTH
Good things spread
person to person.
TX Mart grows the way trusted recommendations always have: one conversation, one shared link, one QR code at a time, from anywhere in the world.
Get your referral link and QR codeONE ACCOUNT, TWO PLANS
Your plan follows
where you live.
Everyone uses the same account, referral link, store, courses and tools. The country you give when you join sets your plan, and it does not change later.
Outside the United States
TX Gmart
The full membership: packages, the five-board system, membership rewards and store commissions.
- Standard US$100 or Combined US$150 (GH₵100 / GH₵150 if you pay in cedis)
- Active from a first payment of US$35, the rest in instalments
- Boards and membership rewards from real, verified payments
In the United States
TX Umart
Free to join. Earn a commission when people buy from the TX Store through your link.
- No joining fee, no ongoing fee
- 30% of a digital tool's price or US$10 per laptop or goods item
- No boards or membership rewards
No earnings are guaranteed. TX Gmart is not offered to people living in the United States.
YOUR BOARD JOURNEY
A clear view of
the road ahead.
Five boards, followed in sequence. Track your position and reviewed cycle activity in your portal. Completing Crown returns the next cycle to Starter.
BOARD 01
Starter
Your next milestoneBOARD 02
Platinum
Your next milestoneBOARD 03
Gold
Your next milestoneBOARD 04
Diamond
Your next milestoneBOARD 05
Crown
A new cycle beginsThe existing plan retains the 80% board earning calculation. Eligibility, costs, deductions and allocations are explained in the compensation booklet.
Understand the planCLARITY AT EVERY STAGE
Understand your activity.
Know what it means.
The plan brings 14 categories together. Personal earnings, community fund allocations and savings are different records—not one spendable balance.
Projected
An illustration, not an earned amount.
Pending
Submitted and awaiting review.
Approved
Reviewed under the applicable rules.
Paid
Sent to your mobile money or bank account and recorded.
The complete plan
01Board earnings02Downline earnings03Sponsor bonus04Indirect bonus05Payment bonuses06Leadership bonus07Global performance pool08Cash back09Widow support fund10Training fund11Travelling fund12Board fund13Ant Susu savings14Cycle earningsNo earnings are guaranteed. The indirect bonus is 1% total shared across eligible generations. Active Crown-qualified members share leadership and global pools equally under the plan.
PROGRESS WITH PURPOSE
Build beyond yourself.
The compensation plan includes widow support, training, travelling and board funds. These earmarked allocations stay separate from personal earnings.
PLANNED SERVICE
Ant Susu
A future savings experience built around disciplined habits. Deposits and live savings balances are not enabled.
TIMELESS SYMBOLS · UNIVERSAL VALUES
Values we
build on.
Adinkra symbols, from the Akan tradition of West Africa, carry a whole proverb in a single shape. These six express values people share in every culture, and that TX Mart is built on.
Nea Onnim No Sua A Ohu
Knowledge and lifelong learning.
Every course, exam and action plan starts here.
Nyansapo
Wisdom, ingenuity and patience.
Make informed decisions about money and business.
Boa Me Na Me Mmoa Wo
Cooperation and interdependence.
Invite, support and grow alongside your community.
Owo Foro Adobe
Steadfastness, prudence and diligence.
Progress comes from steady, careful effort.
Dwennimmen
Humility together with strength.
Lead with confidence and serve with respect.
Abusua Pa
Family unity and support.
Build something that lifts the people around you.
FIND YOUR STARTING POINT
Your ambition.
Your membership.
Compare the packages. Prices are set in US dollars, and checkout shows the exact amount and currency before you pay, wherever you are. From 1 February 2027 every active membership also has a US$33.33 access maintenance fee (GH₵33.33 for members who pay in cedis) every 3 months, which goes in full to the board fund.
The foundation
for your journey.
$100 or GH₵100 in cedis
- Core learning and member workspace
- Referral centre and board tracking
- Pay online in $35 installments by card or mobile money
More support for
your business path.
$150 or GH₵150 in cedis
- Expanded education package
- Business-development and coaching pathways
- Marketplace-readiness support
YOUR RESOURCE CENTRE
A confident start.
A useful reference.
Your member guide
Step-by-step guidance for joining, payments, courses, referrals and withdrawals.
Open the guideUnderstand the details
The five boards, reward categories, allocations and cycle rules in one booklet.
Read the planMake the most of your portal
A practical reference for member tasks and administrator review workflows.
Open the guideMore documents & editable Word versions
Business, marketing and draft legal documents are planning references. Draft terms require review before adoption.
TX MART · WORLDWIDE
Think bigger.
Build together.
TX Mart connects learning, entrepreneurship and community in one member ecosystem.
Open to members in every country, the platform brings practical development and member activity into a shared digital workspace, with future plans for products and international affiliate opportunities.
Get to know TX MartA FEW THINGS TO KNOW
Your questions,
answered.
Start with the essentials.
Keep the training guide close.
How do I join and invite someone?+
Create your account, verify your email and complete your member profile. Use an invitation link if you have one. Your member portal provides your personal referral link and QR code to share with others.
How do I pay for membership?+
Pay online through Paystack by card or mobile money, in one payment or in installments from the minimum shown on your payments page. Your payment is confirmed automatically and your membership activates once the qualifying amount is received.
Is there an ongoing fee?+
Yes. From 1 February 2027, active members pay a US$33.33 access maintenance fee (GH₵33.33 for members who pay in cedis) every 3 months to keep their membership, courses and boards active. The first one is due 3 months after you activate (never before 1 February 2027). All of it goes to the board fund that pays board earnings to members.
Does joining guarantee earnings?+
No. Joining alone does not create earnings. The compensation plan defines qualifying referral activity, confirmed membership payments, board cycles and other reward rules. Results are not guaranteed.
Are all 14 categories personal income?+
No. The plan includes personal reward categories, earmarked community funds and Ant Susu savings. Fund allocations and savings are kept separate from personal withdrawable earnings.
Are the marketplace and savings services available?+
The TX Digital Store and TX Laptops & Computers shop are open, and members can earn a commission by sharing them. Partner offers in the affiliate marketplace appear as each partner goes live. Ant Susu deposits are not enabled yet. Availability is always shown before you use a service.
How do withdrawals work?+
Save your mobile money or bank details, choose an approved earning and review the amount, the Paystack transfer fee and what you will receive before confirming. TX Mart checks each request before sending it, and the money is sent through Paystack.
Can I use TX Mart on my phone?+
Yes. The website and member workspace support mobile browsers. Keep your account secure and never share your password, verification codes or MFA codes.
YOUR NEXT CHAPTER STARTS WITH A STEP