TX Mart is live. Payments and withdrawals use real money through Paystack and Stripe. Only ever pay through your TX Mart payments page, and never share your password, PIN or one-time codes with anyone, including TX Mart staff.
Start here
What this guide covers
How to join, pay for your membership, learn, use the Digital Store, share your referral link and ready-made posts, follow your board, understand your earnings and withdraw them. TX Mart is a global, membership-based learning and community referral platform, open to members in every country: courses, a digital store, a laptop shop and affiliate offers, in one member account.
Your first session
- Open your inviter's referral link or scan their QR code.
- Create your own account and verify your email.
- Sign in, check the sponsor shown and complete your member profile.
- Pay for your membership on the payments page.
- Open your member portal: the Your first steps card shows what is left to do, with a button for each step.
Finding your way
On a computer, the menu on the left lists every part of your workspace; type in its search box (or press Ctrl+K) to jump anywhere. On a phone, tap the menu button at the top left. The portal tabs (Earnings, Boards, Benefits, Ant Susu, Referrals, Courses & store, Promote, Profile) hold the rest.
Useful addresses
Home: https://wealth.tinkextra.com
Sign in: https://wealth.tinkextra.com/login
Member portal: https://wealth.tinkextra.com/portal
Membership payments: https://wealth.tinkextra.com/payments
Courses: https://wealth.tinkextra.com/courses
Digital Store: https://wealth.tinkextra.com/store
My earnings: https://wealth.tinkextra.com/earnings
Withdrawals: https://wealth.tinkextra.com/withdrawals
Account security: https://wealth.tinkextra.com/security
Know the difference
An account lets you sign in. Your member profile records your sponsor and gives you a referral link. Active membership starts once your membership payment is received. Earnings come only from eligible activity under the compensation plan and are reviewed before approval; joining alone creates no earning, and no income is guaranteed.
Join and secure your account
Register through your inviter
Open your inviter's full referral link or QR code on your own device. Keep the link open until your profile is complete. If someone else is signed in, sign out first. Each person uses their own email and account.
Create your account
Choose Create account on the sign-in screen. Enter your name, email and a password of at least 10 characters. Common passwords and passwords found in known data leaks are refused, so choose one that is unique to TX Mart. Never give your password to anyone.
Verify and sign in
Open the verification email and follow its link (check Spam or Promotions). Then sign in. If the link expired, use Resend verification.
Complete your member profile
Check the sponsor summary, fill in your details, read the Terms, Refund Policy and Privacy Policy, then choose Complete member registration. If the sponsor is wrong, stop and contact TX Mart; do not create a second profile.
Protect your account
At /security, turn on two-step sign-in with your own authenticator app and save your recovery codes privately. It is required before you can withdraw. The same page shows the devices signed in to your account and your recent security activity, and lets you download your data.
Pay for your membership
Choose your package
Standard and Combined memberships are shown with their prices on the payments page. Prices are in US dollars, and checkout shows the exact amount and currency before you pay, wherever you are.
Coupons and gift codes
If TX Mart gave you a coupon or gift code, type it in the Coupon or gift code box when you join, or on the Membership payments page under Have a coupon or gift code?, before your first payment. The discount comes off your price straight away; a 100% code activates your membership with nothing to pay. You can use one code, and some codes expire or can only be used a set number of times.
Pay online
Open /payments and choose Pay online. You can pay by card or mobile money. You can pay in full or in instalments from the minimum shown. Your payment is confirmed automatically, usually within a minute, and you receive an email.
Bank transfer or mobile money (when shown)
If bank or mobile money payment is offered on your payments page, send the money only to the details shown there, then submit the transaction reference. TX Mart confirms it once it arrives. Do not pay to any other account, whoever asks.
When your membership starts
Your membership becomes active once your first payment of at least US$50 is confirmed. You then get all courses, exams and certificates. See the Refund Policy for the 14-day membership refund window.
Quarterly access maintenance fee
From 1 February 2027, active members pay US$50 every 3 months to keep their membership, courses and boards active. Your first fee is due 3 months after your membership became active, and never before 1 February 2027. Pay it on the Payments page under Access maintenance fee from 14 days before the due date; you get email reminders before and on the due date. All of it goes to the board fund that pays board earnings, and no bonuses are paid on it. If it is still unpaid 14 days after the due date your membership is paused (courses, withdrawals and new rewards stop) until you pay. Approved earnings stay yours, and paying restores everything at once.
Updates from TX Mart
News from TX Mart appears in your member portal under Updates from TX Mart, and important updates are also emailed to you.
Learn, shop and share
Courses and certificates
Active members can take 32 short courses, including 12 quick 10 to 15 minute skills (WhatsApp selling, pricing, records, mobile money safety and more). Each has an exam (70% to pass; 3 attempts per course are included, then US$5 unlocks 3 more), a personal action plan and a certificate anyone can verify online.
Tap Listen on a lesson, the course overview or your action plan to hear it read by the TX Mart narrator, a natural recorded voice. You can change the speed, or choose your device’s own voice, under Voice, speed and pitch.
TX Digital Store
At /store you can buy 20 ready-to-use Excel and Word tools for your business, money, career, home and health: a startup launch kit for planning a new business, sales and inventory, invoices, expenses and receipts, cash flow, pricing, budgets, debts and savings, savings groups, farm records, customers, social media, events, proposals, rentals, school fees, a health and reaction tracker, CVs and goals. Each card shows a picture of the actual file; tap it to see it bigger. Bundles cost much less than buying the tools one by one. Pay once and download your files from My downloads at any time.
Rate what you bought
On a product you own, choose Rate this product to give 1 to 5 stars and a short comment. TX Mart checks every review before it appears, and it shows only your first name and last initial. Leave out links, phone numbers and email addresses. You can change or remove your review whenever you like.
Laptops and computers
New and quality refurbished laptops are at /shop, with warranty, delivery or pickup, and payment online or on delivery. Tap Notify me on a model that is coming soon.
Share your link
In your portal's Referral centre, tap Copy referral link (the button changes to Copied ✓), tap Share link on your phone to send it straight to WhatsApp, SMS or email, or download your QR code. If your browser blocks copying, the link is selected for you: press Ctrl+C, or long-press and choose Copy. Share it honestly.
Ready-made posts (Promote tab)
The Promote tab in your portal has posts for WhatsApp, Facebook and Instagram & TikTok for your membership link, every Digital Store product and bundle, and laptops on sale. Each post already contains your own link. Copy it, send it to WhatsApp, or download the product picture to post with it. Sales through your store and shop links earn a commission once TX Mart approves it.
Suggested invitation
I use TX Mart to learn practical business skills and grow my network. Here is my link if you would like to join. Read the plan first: there is a membership fee and no earnings are guaranteed.
Your board and earnings
How placement works
Your first two referrals take your own left and right places on the board. From the third, you can choose where they go in your team within 48 hours; otherwise they are placed automatically in the first open place, top to bottom, left to right. Your sponsor bonus is the same wherever they are placed.
Contact the people you signed up
On your board, cards marked Signed up by you belong to people who joined with your link. Tap one to see their email, phone, preferred contact, location, join date, membership and board, with buttons to WhatsApp, call or email them. Spillover members placed under you by your upline stay private. Use these details only to support your team, and never share them.
How rewards arrive
When someone pays for their membership, the bonuses it creates (5% sponsor bonus and 2% payment bonus for their sponsor, a 1% indirect bonus shared by up to ten upline generations, and 1% payment bonus and 1% cash back for the person paying) appear on My earnings as pending. They become approved, ready to withdraw, 14 days after the payment, when the refund window has closed; a refunded or disputed payment holds or cancels them. When every position on your board holds an active member, TX Mart confirms the completion and your board earnings are added at once. After Crown you start again at Ant Starter in a new cycle, which fills with active members who join your team, anywhere below you, after the new cycle starts; the same people never complete a board for you twice.
Read your earnings
Open /earnings for every earning and where it stands: ready to withdraw, waiting for approval, in a withdrawal or paid out, with a CSV download. Projected amounts are illustrations. Fund allocations (widow support, training, travelling and board funds) are not personal earnings.
The key rules
The full plan, all 14 categories and the deduction examples are in the Compensation Plan Booklet. Rewards depend on eligibility, verified activity and approval; registration alone creates no reward.
Withdraw your earnings
Before your first withdrawal
Turn on two-step sign-in at /security. Changing where you are paid needs your password, and TX Mart emails you whenever your payout details change.
Save your payout details
Open /withdrawals. In Ghana, save your mobile money wallet (MTN, Telecel or AirtelTigo) or Ghana bank account and check the account name carefully. Outside Ghana, use Live outside Ghana? Withdraw through Stripe: choose your country and set up a Stripe payout account in your own name (Stripe collects your bank details; TX Mart never sees them).
Request a withdrawal
Tick one or more approved earnings. You see the amount, the transfer fee and what you will receive before you confirm. The fees and minimum withdrawal are shown on the page. International withdrawals are paid in US dollars and Stripe converts them to your currency.
What happens next
TX Mart checks your first withdrawal by hand. After that, most withdrawals are approved and sent automatically, usually within minutes, as long as your membership is active and your payout details have not just changed. Larger amounts are checked by TX Mart first. Mobile money usually arrives within minutes; bank transfers can take longer. You receive an email when it is paid.
Help
If something goes wrong
Cannot sign in: use Forgot password. Missing email: check Spam and use Resend verification. Wrong sponsor: contact TX Mart before doing anything else. Payment not showing: wait a few minutes and refresh /payments, then contact us with your payment reference. A download not working: open /store, find it under My downloads and try again on a computer.
Contact
Reply to any email from TX Mart or use Ask TX Mart on the website. Include your account email and any reference. Complaints are acknowledged within 3 business days.